Welcome to Own Home

If you have finance for your home, investments or business there are several reasons why you should use a broker to help you secure your next finance deal.

Services We Provide

For more information on how a mortgage broker will benefit your finance journey please call Own Home on 0421 120 102

Our range of products and services include:

  • First home buyers
  • Variable loans
  • Fixed loans
  • Split loans
  • Off set accounts
  • Debt consolidation and refinancing
  • Development and construction lending
  • Renovation finance
  • Investment loans
  • Deposit bonds
  • SMSF
  • Self- employed

Why using a mortgage broker makes sense

Will your bank tell you that there is a more suitable deal at another lender?

Unlike banks, mortgage brokers have access to a range of different products and lenders and will work for YOU to find the finance arrangement that is most suitable to your current and future financial needs. A bank can only offer you what they have available. Sometimes this is not always the best solution in the market place.

Who has time these days to go looking for your ideal loan?

A good broker does – that’s exactly what they do best. Mortgage brokers do the research and running around for you and potentially increase your chances of securing an ideal loan to suit your personal circumstances. They save you time, avoid confusion and are trained in preparing your loan for approval.

Who will you be dealing with?

With a mortgage broker, you also build a relationship with someone who is personally and genuinely interested in you as a lifelong client – not just a quick transaction. Not only is your current financial situation explored, but so are your future financial and lifestyle goals as well.

Confused?

A good mortgage broker will be able to explain in easy to understand terms what type of loan products and features are available and more importantly why (or if) you should consider these. They should also be able to guide you on how to effectively manage your finances in order to repay any debt.

Keeping you posted!

A good mortgage broker will communicate with you every step of your loan process from application through to settlement. They will also take the stress away from you by liaising with your conveyancer and real estate agent to make your finance experience as seamless as possible.

Ongoing support

As mentioned before, a good broker will stay in touch with you even after the loan has settled and is a distant memory to you. As your personal financial needs change over the years (as they will) your finance specialist will be there for you every step of the way.