T: (08) 8298 4660


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advisor now

OwnHome Pty Ltd
PO Box 345
Daw Park SA 5041
Email: sales@ownhome.com.au
Ph: 08 8374 4333
Fax: 08 8374 4233


Plant & Equipment

Having the right plant and equipment is vital to the success of your business. A plant and equipment loan will allow you to preserve your cash flow and lines of credit, whilst financing your equipment at a fixed rate of interest and delivering a tax-effective way of financing plant and equipment.

Examples of plant and equipment loans include –

  • Office furniture
  • Computers, desktops, laptops and servers
  • Printers and photocopiers
  • Trucks and earth moving equipment
  • Industrial plant equipment and machinery
  • Agriculture and farm equipment
  • Scientific and medical equipment

Alternatively, an asset lease can be organised where the financier purchases the equipment on behalf of the client who pays the financier a fixed monthly lease rental for the term of the lease. At the end of the lease the client can either pay a residual on the lease and take ownership of the equipment, sell the equipment or re-finance the residual and continue the lease. GST is charged on the monthly lease rental and on the residual value at the end of the lease.


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